Home 9 Save On My Mortgage

Ways To Save On Your Mortgage

Lower Monthly Payment

Reduce your payment and create room
in your budget.

Save Over Time

A lower rate or shorter term can
save you thousands in interest.

Build Equity Faster

Pay down your principal faster with
a shorter loan term.

See How Much You Could Save

Review your current loan and rate
See your potential monthly payment savings
Compare options to lower your rate or term
Explore removing mortgage insurance
Free, fast, and with no obligation

It only takes about
a minute to get started!

Common Questions

Will I need money at closing for a refinance?
Rarely. Most refinances are set up with you receiving up to 1% of the home’s value back at closing, you decide how much. Plus, at least one, possibly two mortgage payments will be missed during the process, keeping more in your bank account.
How long does refinancing take?
Most refinance transactions close within a few weeks, and we may not need an appraisal either.
Can closing costs be rolled into the loan?
In many cases, refinance costs may be included in the new loan balance so you do not need to bring money to closing.
Will I need an appraisal for a refinance?
Not always. Depends on how much data Fannie Mae and Freddie Mac have on the homes in your area and the terms of your loan. If you qualify for an appraisal waiver, it could save up to $600.

Improve Your Situation. Make An Impact

When you choose Tithe Lending, you receive experienced guidance and straightforward advice-
and your loan also helps support the Tithe Foundation’s work in local communities.