The FHA Or VA Streamline Refinance
Who Gets The Benefit?
Have a current FHA or VA loan?
We should talk.
We should talk.
No Income Qualification*
No need to verify how much you make. Just need to know there is steady income.
Less Paperwork, Fewer Headaches
Streamlined process means less documentation and quicker approvals.
See How Much You Could Save
Review your current loan and rate
See your potential monthly payment savings
Compare options to lower your rate or term
Explore removing mortgage insurance
Free, fast, and with no obligation
It only takes about
a minute to get started!
Improve Your Situation. Make An Impact
When you choose Tithe Lending, you receive experienced guidance and straightforward advice-
and your loan also helps support the Tithe Foundation’s work in local communities.
Common Questions
What documents are needed?
We may need as little as a recent mortgage statement and evidence of Homeowner’s Insurance
Can closing costs be rolled into the loan?
For VA Streamline refinances, in many cases, refinance costs may be included in the new loan balance.
Why choose an FHA or VA 'Streamline' refinance over a regular FHA or VA refinance?
The benefits to a Streamline refinance is there is no appraisal, the upfront mortgage insurance is cheaper, and there is no verification of income (only verification that you are working or receiving income of some kind). This makes a Streamline the faster and cheaper option.
Can I use a Streamline refinance to move from an ARM to a fixed rate?
Yes. Many Veterans and FHA borrowers use a Streamline refinance to move from an adjustable-rate mortgage into a fixed-rate loan.
Can I skip mortgage payments when refinancing?
Depending on timing, borrowers may experience of 1 – 2 months between the last payment on the old loan and the first payment on the new loan.