What Is Your Goal With A Refinance?
Save On My Mortgage
- Lower your interest rate
- Remove Mortgage Insurance
- Possible cash back at closing
- May skip up to two payments
Use My Home Equity
- Consolidate credit card debt
- Pay college tuition
- Fix up your home
- May skip up to two payments
Save On My Mortgage
- Lower your interest rate
- Remove Mortgage Insurance
- Possible cash back at closing
- May skip up to two payments
Use My Home Equity
- Consolidate credit card debt
- Pay college tuition
- Fix up your home
- May skip up to two payments
Clear Answers
We will guide you every
step of the way.
No Obligation
Explore your options
with no pressure.
Quick & Easy
Get personalized results
in just minutes.
in just minutes.
Clear Answers
We will guide you every
step of the way.
step of the way.
No Obligation
Explore your options
with no pressure.
Quick & Easy
Get personalized results
in just minutes.
in just minutes.
Improve Your Situation. Make An Impact
When you choose Tithe Lending, you receive experienced guidance and straightforward advice-
and your loan also helps support the Tithe Foundation’s work in local communities.
and your loan also helps support the Tithe Foundation’s work in local communities.
Common Questions
Will I need money at closing for a refinance?
Rarely. Most refinances are set up with you receiving up to 1% of the home’s value back at closing, you decide how much. Plus, at least one, possibly two mortgage payments will be missed during the process, keeping more in your bank account.
How long does refinancing take?
Most refinance transactions close within a few weeks, and we may not need an appraisal either.
Can closing costs be rolled into the loan?
In many cases, refinance costs may be included in the new loan balance so you do not need to bring money to closing.
What documents are needed?
We may need as little as a recent mortgage statement and evidence of Homeowner’s Insurance.
Will I need an appraisal for a refinance?
Not always. Depends on how much data Fannie Mae and Freddie Mac have on the homes in your area and the terms of your loan. If you qualify for an appraisal waiver, it could save up to $600.