Buy Before You Sell
Move With Confidence
Whether you’re upsizing, downsizing, relocating, or simply ready for a change, Tithe Lending will help you understand your options. If it fits, we will explore Buy Before You Sell loans to maximize your buying power and make your next move simple.
Know Your Buying Power
A quick conversation can help you understand your financing options, and the smartest path forward before you start house hunting.
- Shop with confidence
- Remove selling contingency on your offer
- Personalized recommendations
- No cost. No obligation.
Get The Home You Want. Make An Impact
and your loan also helps support the Tithe Foundation’s work in local communities.
Common Questions
How much equity will I need in my current home to do a buy-before-you-sell?
Typically, you will want to have at least 20% equity in the home you plan to sell.
How fast can you close?
Tithe Lending can close mortgages in as little as 8 days so, in many cases, you can make an offer based on a shorter close time and win the contract.
What if I have recently changed jobs or about to change jobs?
Are you in staying in the same line of work? Is your compensation structured similarly to your current income (ex. Salary). Then the guidelines allow for a job change. We can even close loans based on the offer letter for future employment.
Can you handle relocations?
Absolutely.
Do I have to escrow my property taxes and insruance?
If you choose a conventional loan option you will have the option to not include escrow for taxes and insurance in your payment. Instead you would pay those items yourself.
Will I need an appraisal for my next home?
Depends on the home you choose. If you are putting down at least 10% down on a conventional loan, it’s possible you will receive an appraisal waiver. We can check for an appraisal waiver at no charge.