Pay Off Credit Cards Or Do Home Improvements

Home Equity

How could your home's equity help you today?

Credit Card Debt

There is another option

The Opportunity

The point is home equity has risen considerably for most households, especially if you have owned your home for 7-10 years. Meanwhile, credit card debt has also risen dramatically. For many families with a home and credit card debt a cash-out refinance may make sense to pay off debt at a much higher interest rate than today’s mortgage rates.

Cash-out refinances can also be used to fund renovations intended to raise your home’s value, or to cover college costs.

Make sense to refinance?
Let’s find out.

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