by Brian Ziemer | Sep 10, 2026 | Mortgage Know-How
Quick answer: Lenders now review the condo project, not just you. Fannie Mae and Freddie Mac guidelines look at the association’s finances, reserves, deferred maintenance and master insurance. A strong borrower can still be turned down if the condo project does not...
by Brian Ziemer | Aug 10, 2026 | Mortgage Know-How
Quick answer: A hybrid closing mixes electronic signatures with some in-person signing. A virtual closing uses Remote Online Notarization (RON), so eligible documents are signed and notarized online by video. Availability depends on the loan, the property location and...
by Brian Ziemer | Jul 25, 2026 | Mortgage Know-How
Quick answer: No one can predict home prices with certainty. Prices are driven mainly by supply and demand, mortgage rates and affordability, inflation, new construction and local economic conditions, so trends vary a lot from market to market. Look at inventory, days...
by Brian Ziemer | Jul 9, 2026 | Mortgage Know-How
Quick answer: VantageScore 4.0 is now an approved credit score option for certain conventional mortgages backed by Fannie Mae and Freddie Mac. It uses trended credit data and can reflect rent and utility payments, so your VantageScore 4.0 may be higher, lower or the...
